Terms of Service

Last updated: March 14, 2026

1. Acceptance of Terms

By downloading, accessing, or using Paipi ("the App", "the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service. These terms apply to all users, including free and paid subscribers.

2. Description of Service

Paipi is a personal growth and life coaching platform that provides AI-powered coaching, educational content, daily motivation, challenges, and community features. Paipi is not a licensed mental health service, medical provider, therapist, or financial advisor. The content provided is for educational and motivational purposes only.

3. Not Professional Advice

Important: Paipi does not provide medical, psychological, legal, or financial advice. The AI coach and all content are for educational and motivational purposes only. Always consult qualified professionals for medical, mental health, legal, or financial matters. Financial market data shown in the app is for educational purposes only — it is not financial advice. You take full responsibility for your own decisions.

4. User Accounts

You must create an account to access most features. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must be at least 13 years old to use the Service. You agree to provide accurate information and to update it as necessary.

5. Subscriptions and Payments

Free Tier (Spark): Access to basic features with limited AI coaching credits per month.

Paid Subscriptions (Driven & Legend): Monthly subscriptions that provide additional AI coaching credits and premium features. Subscriptions auto-renew unless cancelled at least 24 hours before the renewal date.

iOS In-App Purchases: Subscriptions purchased through the App Store are managed by Apple. To cancel, go to your Apple ID account settings. Refunds for App Store purchases must be requested through Apple.

Web Purchases: Payments processed via Stripe. You may cancel your subscription at any time through your profile settings.

Credits: AI coaching credits are consumed per interaction. Credits do not roll over between billing periods. Unused credits expire at the end of each billing cycle.

6. User Content

You retain ownership of content you create within the app (journal entries, Win Wall posts, etc.). By posting content to community features, you grant Paipi a non-exclusive license to display that content within the Service. You are responsible for ensuring your content does not violate any laws or third-party rights.

7. Prohibited Conduct

You agree not to:

  • Use the Service for any unlawful purpose
  • Post harmful, abusive, or offensive content in community features
  • Attempt to reverse engineer or hack the Service
  • Share your account credentials with others
  • Use the Service to harass or harm other users
  • Attempt to circumvent subscription paywalls
  • Use automated tools to scrape or abuse the AI coaching system

8. Affiliate Program

Paipi offers an affiliate program where users earn credits for referring new subscribers. Credits are awarded when a referred user completes a paid subscription purchase. Paipi reserves the right to modify or terminate the affiliate program at any time. Credits have no cash value and cannot be transferred or redeemed for cash.

9. Intellectual Property

All content, features, and functionality of the Service — including but not limited to text, graphics, logos, and software — are owned by Paipi and are protected by intellectual property laws. You may not copy, reproduce, or distribute any part of the Service without written permission.

10. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind. Paipi does not warrant that the Service will be uninterrupted, error-free, or free of viruses. We do not guarantee any specific results from using the coaching features.

11. Limitation of Liability

To the maximum extent permitted by law, Paipi shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service. Our total liability to you shall not exceed the amount you paid for the Service in the 12 months preceding the claim.

12. Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms. You may delete your account at any time through the app settings or by contacting support. Upon termination, your right to use the Service ceases immediately.

13. Changes to Terms

We may update these Terms at any time. Continued use of the Service after changes constitutes acceptance of the new Terms. We will notify users of material changes via email or in-app notification.

14. Contact

Paipi Support

Email: [email protected]

Website: paipicoach.manus.space/support